What Are the Credit Score Ranges?
You probably know that having a good credit score is key to getting low mortgage rates and credit card interest rates. But what exactly constitutes a good score? That’s where the credit score ranges come in. Credit score ranges let consumers know how different credit scores stack up and which scores qualify as good or excellent, poor or average.
7 things you shouldn’t tell your kids about money
Most kids are, understandably, clueless about money. But since our attitudes, behaviors, and general knowledge about money come directly from our parents, the responsibility for teaching naturally falls on mom’s and dad’s shoulders.
In her new book, “Make Your Kid a Money Genius (Even If You’re Not): A Parents’ Guide For Kids 3 to 23,” due for release February 7, personal finance expert Beth Kobliner says parents can start with what not to tell their kids.
“Ms. Kobliner’s new book is worth reading. It’s a good base for building [your children’s] financial literacy…. And if the book makes you stop periodically to reconsider your own spending and saving habits, or helps you find a good answer when your child asks about money, that’s good, too. “ (The New York Times)
I Bought a New Cell Phone… Guess Which One and Why
How to Find the Perfect (Frugal) Valentine’s Gift
Today, I bought my wife a Valentine’s Day card at Trader Joe’s (they have cheap cards for all occasions there!) That’s all we get each other for this holiday. Most people spend much more than we do… When it comes to holidays that place unreasonable expectations on our wallets, Valentine’s Day has got to be the worst. Every time early February rolls around, we’re expected to throw our budgets out the window to show our love. See how Holly Johnson handles this. (Ms. Johnson is smart and frugal!)
If you need ideas, US News has 7 Valentine’s Day Gifts for Your Frugal-Hearted Honey. (They are pretty frugal ideas too!)
5 Important Considerations to Make When Buying Your Next Car
Car buying and selling is one of the more popular posts on our site because smart car buying and reselling can really help your budget or break your budget. It can affect your finances in the hundreds, even thousands, positively or negatively. Check out these five important considerations.
What is a Reverse Mortgage?
Reverse mortgages have gotten a bad rap. Admittedly, a lot of it was deserved. A bad rap doesn’t just happen without something to base it on. But a lot has changed since Fred Thompson was selling them on daytime TV. Now, reverse mortgages are tightly regulated at both the federal and state levels.
Spring Vacation on a Budget
Does winter weather have you dreaming of a warm beach somewhere? You don’t have to be a student to take advantage of spring break. But you also don’t have to cripple your bank account to take your family on a vacation. Here are some tips to save extra cash on your spring trip.
Should My Partner and I Buy a Home Before We Marry?
First comes love, then comes the mortgage, then comes the wedding? Although it may seem unconventional for a couple to purchase a home together before making the trek down the aisle, according to a 2013 study by Coldwell Banker, approximately 25% of couples between the ages of 18 and 34, and 14% of those aged 45 and older purchased a house together before they were married. Check it out.