Don’t like getting hacked? Sorry, you’d better get used to it…. and other bits…

Don’t like getting hacked? Sorry, you’d better get used to it. Every few weeks, we learn about another data breach. It’s the privacy world’s version of an oil spill. A hacker breaks into a company and grabs a database of our personal details. They’re sold on the black market, and the exposure puts us at higher risk of fraud and identity theft.

Simple tips to avoid getting hacked With all the recent news about government surveillance, corporate cybersecurity failures and large-scale hacks, the task of keeping yourself safe online can seem daunting. There’s probably no way to completely avoid the NSA if they’ve got you in their sights, but fortunately, there are a number of simple things you can do right now to better protect yourself against hackers and unwanted surveillance. Here are a few…

3 Bad Habits to Avoid When It Comes to Your Credit It’s hard to kick bad habits, whether it’s something simple like biting your nails, or something with larger implications, like impulse shopping. No matter the bad habit, getting rid of it is a task in itself. If you consider the consequences of certain bad habits on your credit and financial life, it may motivate you to never give into their temptation. Here are just three bad habits that are easy to form, but hard to break.

The Newest Debt Collection Scam A debt collection scam in Illinois impersonates the state attorney general in emails threatening debtors with legal action if the debt continues to go unpaid, according to a warning on the office’s website. The scammers claim to be representing Attorney General Lisa Madigan in emails demanding payment. Attached to the emails, recipients will find a “final warning” letter using an official-looking seal, saying the consumer will be prosecuted by the attorney general if they do not pay what the “representative” says they owe.

There’s something broken in America’s financial aid system Most 17- and 18-year-olds aren’t typically savvy enough to understand the implications of taking on thousands of dollars in loans. So shouldn’t parents know better than to allow their kids to be saddled with decades’ worth of debt burdens? Maybe, but adults who came of age at a time when it was actually possible to work one’s way through school without debt may be as ill-prepared to navigate today’s landscape as their kids are. Since 1978, tuition has soared by more than 1,120% while the average family’s wages barely budged.

 

 

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