Money, jobs, and real estate. The truth about your future.

Real Estate

Think real estate prices have gone up in your city? Home prices are up 33% in on year in Toronto.

And speaking of expensive real estate, how about $1500 per square foot for a condo in Brooklyn; at least it comes with a 7′ x 10′ plot to grow your own vegetables. I guess if you’re spending $1.495 million for your two bedroom condo, you might need to grow your own food.

If you are selling your house, what happens when the buyer backs out? Home buyers who back out of a contract face losing their earnest money—and could possibly pay brokers’ commissions.


Are you looking for work? It’s not surprising that those who are unemployed are searching for jobs, but it might come as a surprise that one in four people who are employed are looking for work while they’re on the job.

Think construction jobs are only for white males? Think again. Today’s construction careers require much more than a strong back and a willingness to work long hours in sometimes harsh conditions. Construction workers today are highly skilled, well-educated, experienced craftspeople. The oft-stated convention that “anyone with a strong back can find work in construction” is simply not true.

A new jobs report came out this week. Job growth has picked up in recent years, but there’s one segment of the workforce that particularly isn’t recovering as well as others: those just starting their careers. Just 49 percent of Americans between the ages of 16 and 24 were employed last year, and the latest federal data depicts an especially uneven recovery for youth employment across states.

Here’s the real Rust Belt jobs problem — and it’s not offshoring or automation.


Do you pay for everything with your credit card? I do. I like getting cash back for all of my purchases. Credit cards — especially cash-back cards — are great, as long as you pay off your entire balance each month, but did you know that using your credit cards might be giving your kids the wrong ideas about money. Regardless, if you are looking for credit cards, here’s a good list of the best rewards credit cards today.

If all you do in life is work really hard, you’re never going to get wealthy.” That’s a quote from financial advisory firm head, Ric Edelman. Mr. Edelman recently wrote The Truth About Your Future: The Money Guide You Need Now, Later, and Much Later. That doesn’t mean you can’t become wealthy simply by working, it means that you have to set aside a portion of paycheck and invest it. The earlier you start, the less you will have to set aside, but as you see your money grow, you’ll likely become excited and will want to put more money to work for you.

Here’s a goal… Are you able to save half of your pay? This woman is doing just that. She says, “I save half my income, and it’s not because I’m frugal.”


Turning water into wine. How Trader Joe’s wine became cheaper than water.

Living a Lie: We Deceive Ourselves to Better Deceive Others

Personal finance advice: Thinking about retirement can be daunting no matter what age you are, and as people are living longer retirement outlooks are changing. Over 40 percent of baby boomers have no retirement savings at all, and many are choosing to retire later. However, despite common beliefs, there are still ways for people with little or no retirement savings to have a long and fulfilling retirement.


image credit: jacinta lluch valero

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