Today’s bits: Dirty money

Money & Investing

Another reason to use credit cards
Can Handling Money Spread Germs? An epidemiologist details what can travel in a bill’s nooks and crannies and when to worry.

No tax refund this year? 3 other ways to score extra cash
If you didn’t catch a break from Uncle Sam with a tax refund this year, you might be looking for other ways to pad your finances. Taking on a part-time gig may seem obvious, but you might not have the time. Instead, consider these three ways to bring in added income.

Putting Frugality in Context of a Busy Modern Life
Unsurprisingly, when your perspective changes to that sort of short-term viewpoint, the costs and benefits of many choices start to change, as well. Let’s walk through some of these shifts.

How to Teach Your Kids About Money
Getting them into the habit of saving for retirement at a young age will pay off big time when they’re older. A friend of mine has a Roth IRA that she started in college because her mom matched her contributions.

A Good Lesson For Millennial Investors
“Experience is what you got when you didn’t get what you wanted.” – Howard Marks The Snapchat IPO has done something most finance books, personal finance experts or nagging parents could not — it got large groups of millennials excited about investing in the stock market.

This Is Your Brain On Annuities
Annuity salespeople are literally hunting in the zoo. These complex products are often misused while clients are abused. This is not to say that some people would not benefit from a low-cost annuity as part of an asset allocation strategy. The problem is the majority of the time the wrong people are targeted by commission-hungry salespeople posing as financial planners.

Offers

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All-New Fire 7 Tablet with Alexa
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Bose SoundLink Revolve Bluetooth Speaker
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Amazon Warehouse Deals
Great deals on open-box & pre-owned products

Real estate

Baby boomers are making it harder for millennials to buy homes
According to an analysis conducted by realestate site Zillow in April, there are 3% fewer homes on the market than there were a year ago. Homes are also spending less and less time on the market. Nationally, it takes an average of 103 days for a home

Mortgage Misconceptions
Homebuyers, especially first-time homebuyers, may have heard or read a number of things about the mortgage process that are not quite true. Things that they believe are facts turn out to be either old information that has changed or something that was

5 Things to Know if You’re Trying to Get a Mortgage With Bad Credit in 2017
Believe it or not, your credit doesn’t have to be stellar to get a mortgage. Many banks and lenders will extend a mortgage to applicants with at least a 640 credit score. However, not all lenders are created equal — and, even if you can score a home

Misc

US consumers don’t like discount groceries … similar to Trader Joe’s, we will sell high-end brands, quality not quantity, best products only

A German grocery chain with the power to cripple Aldi, Whole Foods, and Trader Joe’s is about to invade America
The highly competitive European grocery chain Lidl is about to descend on the US, and it’s promising prices that are in some cases half those at existing supermarkets.

 

 

image credit: Mark Seton

 

 

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