How to survive a high-deductible health plan – It is possible that the deductible on your health plan may be increasing. That means more out of pocket costs for you when you go see health care providers.
Mortgage rates surge, but home buyers advised to be patient – With the election of Donald Trump, interest rates have increased substantially. As interest rates rise, naturally that means that mortgage rates are likely to increase as well. That has been the case this week. Mortgage rates have increased from 3.47% to 3.57% for a fixed-rate 30-year mortgage. (While that increase might not sound like much, it does represent a 2.8% increase over the past two weeks; that’s a fairly substantial short-term move.) Given this increase, should you move quickly to buy a house right now before rates increase further? This article suggests patience is the order of the day.
“Consumers considering buying or refinancing now should stay patient, as we’ll likely see rates stabilize once markets find a new equilibrium,” says Erin Lantz, vice president of mortgages at Zillow.
Higher interest rate impact credit cards too – As you might expect, if interest rates increase, that means that the amount that your credit card provider charges may be going up as well. Credit card rates have remained relatively low for a few years now. An increase is a huge problem for anyone who carries a balance on their credit cards; your debt just got more expensive. For holiday shoppers, this couldn’t come at a worse time. Rein in your expenses. Pay off your credit card debt as quickly as you can.
The 22 MBA programs where students go on to earn the most money – Student loan debt is at all-time highs. If you are going to straddle yourself with a student loan, you might as well select a program which has an excellent chance of allowing you to secure a high-paying job. The STEM programs offer some of the highest paying jobs, thereby allowing those who take out student loans a greater chance at repaying those loans. These programs tend to offer many of the highest paying jobs, thereby making it much easier to repay these loans and earn much more money throughout your lifetime.
Business majors are also in demand. If you can get an MBA, you stand a good chance of earning a high salary. Here are the 22 MBA programs where students stand to earn the most money. Note, this doesn’t necessarily mean that these programs offer the best deal, dollar-for-dollar. A recent study showed that BYU had the most cost-effective MBA. Again, that doesn’t mean that BYU graduate in their MBA program will necessarily secure the highest paying jobs.
10 Social Security rules everyone should know – Collecting Social Security retirement benefits may be a long way off for many of you, but there are several things about the program which everyone, regardless of their age, should know.