Today’s bits: Millionaire on $56K, Oprah on graduates, Facial recognition for baggage, Macarons for $9,703
6 days ago
- How to ruin your finances fast – Some financial disasters are a long time in the making. It typically takes years of unfortunate choices — minimum credit card payments, forgone savings opportunities — to create suffocating debt or a poverty-level retirement.
- Here’s how to become a millionaire on $56,000 a year – When many of us think of millionaires, we picture high-powered executives cruising around town in chauffeured limousines. But you don’t need to earn an extraordinarily high salary to join the ranks of the wealthy. In fact, if you play your cards right, you can become a millionaire on a fairly ordinary salary — just $56,000 a year, in fact.
- Oprah says a closet full of shoes won’t make you happy — why I got rid of most of my stuff years ago – “Those of you who have a lot of shoes know having a closet full of shoes doesn’t fill up your life,” she said. “Living a life of substance can.”
- How to improve your FICO score – My FICO score is just under 800. The reason given that it is not higher is that I don’t have any non-mortgage leases. What would be the cheapest way to remedy this without buying something expensive?
- 10 of the best American cities to live comfortably on $40,000 a year – AARP teamed up with Sperling’s Best Places, which focuses on quality-of-life research, to determine a livability index, factoring in metrics on housing affordability, access to work and recreation, transportation, healthcare, and safety.
- Should You Ever Consider a Balloon Mortgage? – Balloon mortgages have some tempting qualities. They come with lower interest rates and, because of this, smaller monthly payments. This can help borrowers get into a pricier home that they might not have been able to afford otherwise. But balloon mortgages come with one huge risk…